Disclaimer

General Disclaimer

This Disclaimer applies to the use of DollarWise (DollarWise Canada Limited) and its content. We provide information and educational resources for general purposes only. The course "Zero Based Budgeting Method for Beginners | Allocating Every Dollar Course for Vancouver Households" is designed to teach budgeting principles and personal finance strategies applicable to households in the Vancouver area and beyond.

We make no warranties or representations about the accuracy, completeness, or suitability of any information provided through our course or website. Your use of our materials is at your own risk. We are not responsible for any direct, indirect, incidental, special, or consequential damages arising from your reliance on our content or services.

All materials, including course content, videos, worksheets, and guides, are provided on an "as-is" basis. We reserve the right to modify, update, or discontinue any course materials at any time without notice or liability.

No Professional Financial Advice

The information provided in our course does not constitute professional financial, legal, tax, or investment advice. We are educators, not licensed financial advisors. While we strive to present accurate information based on established budgeting principles, individual financial situations vary widely.

Before making significant financial decisions or implementing strategies learned in our course, we strongly recommend consulting with a qualified financial advisor, tax professional, or accountant who understands your specific circumstances. We cannot be held responsible for financial decisions made based on our educational materials.

Our course is intended for educational purposes to help you understand and apply zero-based budgeting principles. Results and outcomes will vary based on your personal situation, commitment level, and implementation approach. We do not guarantee specific financial results or outcomes.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages, losses, or expenses (including but not limited to direct, indirect, incidental, special, punitive, or consequential damages) arising from:

• Your use of or inability to use our course materials or website
• Any reliance placed on the accuracy, completeness, or usefulness of our content
• Financial decisions made based on our educational materials
• Technical errors, interruptions, or service availability issues
• Unauthorized access to or alteration of your data

This limitation applies regardless of whether the alleged liability is based on warranty, contract, tort, negligence, strict liability, or any other legal theory, and whether or not we have been advised of the possibility of such damage.

Some jurisdictions do not allow the limitation or exclusion of liability, so some of these limitations may not apply to you. In such cases, our liability will be limited to the maximum extent permitted by applicable law.

Use of Course Materials

Our course materials are provided for your personal, non-commercial educational use only. You agree not to reproduce, distribute, transmit, or modify any course content without our express written permission. Unauthorized use of our materials may violate copyright, trademark, and other intellectual property laws.

You are responsible for maintaining the confidentiality of any login credentials or access information provided to you. You agree not to share your access with others or use the course materials for any commercial purpose. We reserve the right to terminate access to anyone violating these terms.